As we age, dental health becomes increasingly important. However, finding affordable dental insurance can be a challenge, especially for seniors on a fixed income. Fortunately, there are several dental insurance options available that cater specifically to seniors’ needs.
One popular option is Medicare Advantage, which is offered by private insurance companies and includes dental coverage as well as other health benefits. Some Medicare Advantage plans may have no additional premium, and they typically cover routine dental services like cleanings, fillings, and X-rays. However, it’s important to note that not all Medicare Advantage plans include dental coverage, so it’s important to check the specifics of your plan.
Another option is standalone dental insurance, which is offered by many insurance companies and can provide coverage for a range of dental services, including basic cleanings, fillings, and more advanced procedures like root canals and dental implants. Some standalone plans may have waiting periods for certain services, and they may not cover pre-existing conditions, so it’s important to read the fine print carefully.
Finally, many seniors may also have access to dental coverage through their retiree benefits or Medicaid, depending on their income and state of residence. It’s important to research these options and speak with a qualified insurance professional at our office to determine the best plan for your specific needs and budget.
At White Plains Family Dental Arts, we understand the importance of affordable dental care for seniors. That’s why we offer a membership plan that provides discounts on a range of dental services for a low annual fee. Our membership plan includes routine cleanings, exams, X-rays, and discounts on more advanced procedures like fillings and crowns. Where traditional insurance excludes cosmetic services, our dental plan will cover almost every procedure on the menu, including cosmetic veneers. We also offer flexible payment options to make dental care more accessible for seniors on a fixed income.
Overall, there are several dental insurance options available for seniors, including Medicare Advantage, standalone plans, and retiree benefits/Medicaid. If you’re a senior looking for affordable dental care, be sure to explore these options and speak with a qualified insurance professional at our office for recommendations. And if you’re in the White Plains area, be sure to consider our membership plan at White Plains Family Dental Arts for affordable, high-quality dental care.
